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The Beginner's Guide to Personal Finance and Investing

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Personal finance and investing can seem overwhelming, but with the right guidance, anyone can take control of their finances and start building wealth. In this beginner's guide, we'll cover the basics of personal finance and investing, including budgeting, saving, debt management, and investment strategies. Budgeting The first step to achieving financial security is creating a budget. A budget is a plan for how you'll spend your money each month, and it's essential for understanding where your money is going and making sure you're not overspending. To create a budget, start by tracking your expenses for a few months to get a sense of your spending habits. Then, allocate your income to different categories, such as housing, transportation, food, and entertainment. Finally, stick to your budget by tracking your spending and making adjustments as needed. Saving Saving is the foundation of any good financial plan. It's important to have an emergency fund to cover un
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Life After COVID-19

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While the Crisis too had divided the Indian society into the rich urban who somewhat enjoyed the lockdown and had made use of it by reading books, watching web series on Netflix, Amazon Prime, etc. While the rural laborer had spent the days mourning the work gap and thinking about what next? How to feed and what to feed! The main problem was the migration as there were no more jobs left, and as no jobs no wage, no wage caused no food, and no food brought them to leave their Urban centers and made them go towards their homes, away from the cities from where they were born and grown, while many had a piece of land enough to sustain them for food, but the cause of earning money rather than just filling their stomach brought them to cities. The main problem in India, now and after will be the lower-middle class and the middle class; mainly the daily wagers who had the nature of earning by the day and eating by the day. The lockdown in India has impacted the livelihoods of a lar
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